The Thurrock Mortgage Clinic Ltd, 37 Orsett Road, Grays, Essex, RM17 5DS
Tel. 01375 398 198 - Mobile. 07967 022 038 - E. graham@mortgageclinic.co.uk
 
 





Buying a house is one of the most important purchases you will make. At The Thurrock Mortgage Clinic Ltd we know that buying a home for the first time can be an intimidating process with many questions needing answered...

How much can I borrow? What will the repayments be? What fees do I need to pay? What if I donít have a deposit?
Our advisors will talk you through the financial aspects of the buying process and provide you with advice from the whole mortgage market to find you the best mortgage
suited to your circumstances.


Deposit
Currently mortgage lenders will lend up to 90% of the value or purchase price, whichever is the lower. This means that you will be required to put 10% deposit down and the more deposit you can produce the better deal lenders will offer.

Donít worry if you canít produce this size of deposit, The Thurrock Mortgage Clinic Ltd can look at alternative ways of getting you on the property ladder which include:

Shared Equity
Shared Ownership

How much can I borrow?
The majority of mortgage lenders will calculate how much they will lend based on affordability where they analyse your monthly income and expenditure. The Thurrock Mortgage Clinic Ltd can obtain an accurate borrowing figure based on your circumstances.

Solicitor
Buying your first property is probably the first time many clients have ever needed a solicitor. Our advisors can provide you with a solicitor who offers very competitive legal fees when you arrange your mortgage with The Thurrock Mortgage Clinic Ltd.


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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

There will be a fee for this advice. The exact amount will depend on your circumstances but we estimate it will be £199.

The Thurrock Mortgage Clinic Ltd is an Appointed Representative of Mortgage Intelligence which is authorised and regulated by the Financial Conduct Authority under number 305330 in respect of mortgage, insurance and consumer credit mediation activities only.

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